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Today, with the development of Internet, many traditional ways of life havebeen changed, especially the way to pay for purchase. The record of creditoccupies important role for everybody, and they need good credit to get loan, soas to start their business or buy a house. We have come to the age ofcredit.

There is a very classic example about the importance of credit. A Chineseman took the train in Europe. He found no one checked the ticket, so he justskipped the ticket. He thought he had saved the little money, but when he cameto the bank and wanted to get the loan, he got rejected, because his record ofcredit showed he had skipped the ticket, which made him the unreliable man.

The record of credit is the main basis when people asked for loan. Thebanks consider the account of money they would borrow according to the credit,or the departments will check a person’s credit to see if they want to hire him.The age of credit asks for us to behave ourselves well, or we will live thetough life.